News this week that inflation eased more than expected in October solidified the view that the Federal Reserve is done with its most aggressive rate-hike campaign in four decades.

And that could be a boon for the stock market and your 401(k).

  • BombOmOm@lemmy.world
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    1 year ago

    Not my style.

    Investing in your and your children’s future should be your style, it should be everyone’s style.

    I can’t afford to invest anyway.

    Investing even 5% of each paycheck makes a massive difference, particularly if you start early. Money invested in total stock market funds doubles roughly every 10 years. Meaning, for every 10 years you decide to put this off, for every 10 years you decide to just not think about your future and your children’s future, you need to put twice as much money in to get the same outcome. Investing is not something you do when you are 60 and want to retire at 65, investing in your future is something you start ASAP.

    • Flying Squid@lemmy.world
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      1 year ago

      We’re in so much debt that investing even 5% of a paycheck is not possible. Every extra cent goes to credit card debt and medical debt.

      • BombOmOm@lemmy.world
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        1 year ago

        Absolutely credit card debt should be taken care of first. My main point here is about the attitude that this is gambling, that investing in your own future is just chance on if it works. That is far, far from the case.