return2ozma@lemmy.world to News@lemmy.world · 10 months agoAmericans are 'doom spending' — here's why that's a problemwww.cnbc.comexternal-linkmessage-square37fedilinkarrow-up1116arrow-down14cross-posted to: news@lemmy.worldusa@lemmy.ml
arrow-up1112arrow-down1external-linkAmericans are 'doom spending' — here's why that's a problemwww.cnbc.comreturn2ozma@lemmy.world to News@lemmy.world · 10 months agomessage-square37fedilinkcross-posted to: news@lemmy.worldusa@lemmy.ml
minus-squareJDubbleu@programming.devlinkfedilinkarrow-up5arrow-down1·edit-210 months agoUse a brokerage like Fidelity as your bank instead of these fuckers at Chase and BofA who don’t respect you despite you giving them your money. Doesn’t have to be Fidelity, but in the current day if you’re not getting the following from your bank you’re getting fucked: $0 minimum balance, $0 in account fees No overdraft fees Minimum 4% APY on savings, minimum 2% APY on checking ATM fee reimbursement Instant transfers between your own accounts Access to direct deposits even while they’re still pending
Use a brokerage like Fidelity as your bank instead of these fuckers at Chase and BofA who don’t respect you despite you giving them your money.
Doesn’t have to be Fidelity, but in the current day if you’re not getting the following from your bank you’re getting fucked: