Hypothetically speaking if I a 18 year old man paid a 48 year old woman to have sex with me and I wear a condom and we both consented to it is that morally wrong or is it morally okay?
In my opinion I think it’s morally okay if a 18 year old man pays a 48 year old woman to have sex with him as long as they are both consenting to it. Because what they’re doing is completely harmless.
One of your scenarios is legal the other is not, simple as that. A 16 year old cannot consent in most places, no consent = immoral.
The age of consent is 16 in most parts of the world is 16. So you are literally just wrong on that. In Canada a 16 year old can legally consent to having sex with whoever they want as long as the person they are having sex with isn’t an authority figure.
A 14 year old can also legally consent to having sex with anyone who is 5 year older than them in Canada.
I think it’s flawed to say that something is moral if it is legal and vice versa.
Legality does not imply morality.
While older laws concerning statutory rape criminalize sex with children by way of the idea that they cannot consent to sex, modern laws concerning sexual abuse of children usually don’t reference the concept of consent. This allows for more severe penalties when there’s actually no consent, as the offender can also be charged with sexual assault.