It doesn’t even need to be overnight! I’m currently sitting in a recliner in an infusion/cancer center because I am on a medication that’s given through IV every month. My insurance is going to pay a 5 figure sum for me to chill in this chair for about 90 minutes.

I’m a software engineer and the actual dollars paid monthly/yearly (not the fake high “retail” cost) are something like 2x my gross income.