• elrik@lemmy.world
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    24 days ago

    Not really with that amount of time. Suppose you put away $1,000 a year for 532 years, at 3% you still end up with $225 billion.

    The deposits are completely dwarfed by the compounding interest. If you only start with $1,000 and add nothing else but let that original $1,000 compound at 4% you’ll have over $1 trillion.

    • UnderpantsWeevil@lemmy.world
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      24 days ago

      Where are you getting 4% annual compound returns, though? That’s faster than the historical growth in global GDP over the equivalent time period.

      • elrik@lemmy.world
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        23 days ago

        Yes, it’s equally as unrealistic as leaving money idle for 532 yrs.

        The only point I was making was that multiplying $5,000 a day by so many years is a silly comparison as it ignores the dominating factors to building wealth.

        Billionaires shouldn’t exist but also they don’t exist because they stuff X dollars under their mattress every day.