Assuming I have a time horizon >10 years.

  • Tiefling IRL@lemmy.blahaj.zone
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    2 days ago

    That $550 will cover two vet visits if you’re lucky

    Still better than pet insurance though, which is a scam (I mean all insurance is but especially pet insurance)

    • Kayday@lemmy.world
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      2 days ago

      I don’t know about that. Both of my cats would be dead if not for pet insurance. One needed a $10k surgery this summer that I was able to afford because of my pet insurance. The other had $4k of surgeries the year before. Both instances my insurance covered 70%. Neither of my cats are much more than 5 years old, just bad luck with their health.

      • Tiefling IRL@lemmy.blahaj.zone
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        2 days ago

        Right that’s about all they cover, the freak stuff that costs thousands. But for routine visits, vaccinations, and even small conditions that aren’t life threatening, they’re useless.

        • Kayday@lemmy.world
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          2 days ago

          Correct, but thankfully that won’t be a surprise since it is evident when you are enrolling. It’s up to each pet owner to decide if that’s worth it.

          In our case, a few hundred dollars per year to make ER visits financially bearable is a good value.