• Flying Squid@lemmy.world
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    1 year ago

    Meanwhile, a college education increases your lifetime earnings by $1.2 million

    How much of that $1.2 million goes to paying back loans with interest?

    • orangebussycat@lemmy.world
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      1 year ago

      The average federal student loan debt is $37k. If you can’t afford 37k over the span of several years you need to reexamine your financial decisions.

      • Flying Squid@lemmy.world
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        1 year ago

        Sure, if you ignore interest, it’s easy to pay off that $37k. Too bad there’s interest and people are paying more on that than their original loan was worth. People with good jobs. How are you unaware of this?

        • orangebussycat@lemmy.world
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          1 year ago

          The $37k includes interest, and even if it didn’t, your loan is heavily subsidized. Without the federal government’s guarantee, you would need to fork over collateral and your APR would be double digits. The government is already giving you a massive handout and you have the nerve to ask for more.