Great write up, I don’t disagree with you at all. But OP could be streaming and CF could potentially ban him/her right?

Cloudflare is a solid solution. Better than hosting yourself IMO

Official vague answer ( 2 days after) and marked as solved

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Subject: Oracle Cloud Payment UpdateIncident: 231023-???Status: SolvedResponse By Email (Customer Service Agent) (25-Oct-2023??? PDT)Hello,

Unfortunately, we are unable to resolve this or process the transaction. This is all the information we can provide.

Regards,Customer Service Agent

Tried opening an account today, when I entered a completely valid Amex it gave me an error and to contact customer service which I did through a form, no confirmation was sent to my email. Tried yet again with a valid visa same result. Seems they really have no interest on free service