“Liberty means responsibility. That is why most men dread it.”

“Progress is impossible without change, and those who cannot change their minds cannot change anything.”

-George Bernard Shaw

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Joined 1 year ago
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Cake day: July 4th, 2023

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  • This is the rub in some ways, but in others who risks their credit/capital and who also has the foresight to navigate the modern home building issues of financing a new home build for 2 years in many places without a shovel even hitting earth as permits and red tape are cleared? *It costs almost $100,000 just to get a permit in my North American city which the city keeps.

    I chose to rent as I want to live where I want and don’t want to deal with the issues of home ownership once the home is built or the taxes, however just the journey to building a home is no walk in the park and has changed a great deal since our great grandparents could just build any old house/shack they wanted on land they paid very little for as no one was living in the areas beyond the natives that once called these areas home.

    I’m not even sure the cabin my grandfather built in the 70s on recreational property in a remote area that he ended up retiring to could even be built today.

    In the cities where real estate pricing is through the roof due to demand, and occupancy is at record lows, those that can take the financial hit from delays and the costs to build a home are at present the only ones seeing homes being built in these conditions so the market in terrible ways have created a situation right or wrong of rewarding that initial capital investment as who else in their right mind would go through that just to have less than nothing in the end to hand it over to a tenant without a full refund of all of those costs in the first month by the tenant?

    Without these builders I wonder how many renters would be able to fund paying for the land for 2 years, then the materials for building the home, and the labor, then navigate the city, and manage the builders and trades, while working at their job full time (not related to home building in many cases) while living somewhere else during this process along waiting for a close with city approval to occupy once completed which might push this to 3 years?

    Paying both the bank and then your rent to live somewhere during this process isn’t cheap either.

    If the market relied on monthly renters for home building I suspect MANY more of us would be living in tents or campers… Which is also happening in the current system too but perhaps not at the same degree?

    How do we as a society trigger the removal of red tape, nimbys, and fund the building costs of higher density housing might be a better question to ask as these challenges need to be tackled to see more homes built. Getting around the reward paying for the large upfront costs of building homes needs to be navigated too.

    Unfortunately moving further west is no longer an option due to the west having run out for many of us.










  • I’ve seen people argue the real numbers of the decline for China are much worse than they have shared and they may already be past the point of no return like Japan and South Korea. It’s going to be interesting to see how they handle an aging population.

    Asia does have a more recent tradition of kids being the retirement plan so they might fair a little better than places like the US where that is not the norm anymore. The US with their infrastructure crumbling from underfunding and a general lack of care, should provide a good side by side comparison of the ride down with the differences of family versus industry support of seniors.





  • In years past I’ve had shorter wait times due to late night injuries from sports or hockey. I’ve always driven to smaller hospitals on the edges of town.

    I’m not sure today how quickly that would go. A couple of years ago I broke a bone in my foot during a road trip in northern BC. They treated me in a small town were I was the only patient that day. I was treated by a GP and Nurse on a 2 week rotation from Saskatoon as there was no BC doctors for this small town. They didn’t have the air cast I needed but told me I could deal with that at my ER when I get home to Vancouver.

    A week later when I got home I spent 8 hours one day at the local ER before I left due to a crazy medial situation that was erupting in the ER that I felt uncomfortable with, then the next day when I returned it was another 4+ hours waiting to see a doctor for the cast. Then I was able to get a referral to a specialist from there.

    Most people would prefer to go to a drop in clinic before ERs but often the clinics are full for the day by the first hour they are open. There’s limits on how many patients they can see. If you have a illness many can’t wait the 2-4 weeks it takes to see a family GP so the walk in clinics (which are becoming more by appointment only) become that next stop before the catch all of the ER. I can’t imagine the BS those sick that need a note for work from a Doctor do.

    I had a minor surgery in the summer. There was minor complications afterwards. It was 2 weeks before I could even do a phone consult with the family GP and then the walk in clinics were full. I was lucky to have one of the local clinics have me to wait around at the end of the day to see if they could squeeze me in to tend to my bandage issues. If they didn’t I was looking at a 2-3 day game of trying to find a clinic each morning.

    In Vancouver I know someone that went to a thing called “Urgent Care” on a Sunday to get meds for her senior mother that had covid. The urgent care was there to take the load off the ER. After waiting 3 hours in there to see a healthcare person they were told they don’t issue prescriptions there and they would need to go to the ER for the prescription which was another long wait. It’s a good thing she wasn’t too sick /s.

    There are issues with the timing of prescriptions, how far out they can be issued, and combined with the time frames it can take to see your GP many end up at the ER as a stop gap measure especially seniors if they lose track of their prescriptions.

    There are also huge issues with nurses/care aids doing home care. Often there aren’t enough and seniors that rely on them for in home care need to wait for a day or two extra for those visits when there is enough staff. I saw this with my senior family members first hand just before Covid.

    I fear it’s going to get worse before it gets better from here.