After using LineageOS for long time, I have finally moved to GrapheneOS. I use a lot of banking and financial apps which I never felt comfortable using on LineageOS due to lack of proper sandboxing, unlocked bootloader etc.
GrapheneOS works flawlessly just like Android. You don’t even notice there’s hardening underneath. Also it protects from Google’s evil location tracking using WiFi/Bluetooth or even when the Location is turned off. I don’t understand how people in general are comfortable with Google tracking all the time. You can use Google Play and Play Services in a sandbox that works just like regular installation, but without deep tracking.
If you haven’t tried GrapheneOS, try it. You won’t go back to regular Android.
Well, I never really missed being able to pay via NFC on a phone, but I also never done it. My NFC chip in my card works fine.
When my baking app started detecting my rooted phone, I just switched to using their web-app via Firefox, which allows you to create a direct link to it as an “App”. Which is probably better anyway, than installing random proprietary apps on a phone. And logging into it every time is also easy with a password manager.
So I guess, as long as the banks still offer a website, I am good.