• kambusha@sh.itjust.works
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    2 个月前

    The reality is, you’ll never be able to time it perfectly. Contributing over time, rather than lump-sum, will spread the risk.

    If something does happen to the stock market, we’ll all be fucked. Pretty much every country, company, and individual is invested in some shape or form. Pensions, insurance etc.

    • Screamium@lemmy.world
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      2 个月前

      If something does happen to the stock market, we’ll all be fucked.

      I don’t think that’s true. Even though all the things you mentioned should be diversified, if something terrible effects the markets then there will be bail outs, rate cuts, and/or money printing. What I had in mind though, is that infinite growth is impossible in our finite universe. And there’s no bail out for our planet, yet no one cares that we’re all fucked if it becomes uninhabitable