• MothmanDelorian@lemmy.world
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    17 hours ago

    US health insurers literally offer zero social benefit. They should not exist as the entire industry in harmful rent seeking.

    • nova_ad_vitum@lemmy.ca
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      15 hours ago

      The concept of insurance makes sense - pooling risk so that everyone can share a little pain all the time, so that unlikely but catastrophic events don’t wipe individuals out. Making this arrangement for-profit is asinine.

      • ajoebyanyothername@lemmy.world
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        2 hours ago

        Insurance generally, yes. But health insurance, no, especially when it could be funded by taxes like in other countries and still have that same element of shared risk, but without the perverse incentive to let people die just to create a little more profit for the precious shareholders.

        Which I appreciate is what you said, but I thought it bore repeating. Other forms of insurance I suspect would be harder to nationalise, but in theory there’s no reason they couldn’t.