• boonhet@lemm.ee
    link
    fedilink
    arrow-up
    0
    ·
    edit-2
    25 days ago

    With credit cards you’d have to pay in full next month or pay interest. Here the installment plans go to to 3 or 6 months without interest.

    You also don’t need to own a credit card so no need to pay that monthly fee.

    • Verat@sh.itjust.works
      link
      fedilink
      arrow-up
      0
      ·
      25 days ago

      The longer time to pay makes sense but the cards I have dont charge me for having them, I know availability of cards may vary though, some people might not have decent card options, I guess it makes sense.

      • boonhet@lemm.ee
        link
        fedilink
        arrow-up
        0
        ·
        24 days ago

        Probably varies by country. My gold card was something like 5 euros a month which isn’t a whole lot, but it’s still money for something that only serves to make it way too easy to take on debt and has little other value.

    • JcbAzPx@lemmy.world
      link
      fedilink
      English
      arrow-up
      0
      ·
      24 days ago

      Not all of them are without interest. In fact, the ones you’ll find the most are quite usurious.