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  • neptune@dmv.social
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    1 year ago

    Poor persons credit card interest pays for the points rich people can easily gain and spend.

    I’d imagine the margins on many cheaper products are better than the luxury version. Disney+ comes to mind where they want people to take the cheaper ad version because it earns disney more money.

    Hell, the whole point of a credit score is so that poor people pay higher interest rates, allowing for interest rates for the rich to become more competitive.