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Cake day: June 11th, 2023

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  • Debt to an individual dies with that individual unless the other person cosigned or if the debt was tied to collateral. They can sue the estate, but it’s a slog to do that and basically no one will. Debt collectors will, however, claim that all of this will happen and threaten away to the point where people either get scared or tired of the harassment and give up and “make payments”. IANAL, but I went through this with my Dad when he passed. We were able to have his estate (a 5 figure sum) pass down to me without the medical debt collectors getting any of it.